Refinancing is the process of paying off an existing loan with a new one. Some people refinance to take advantage of a lower interest rate, which lowers the monthly payment. Others refinance in order to cash out some of the equity in their home.Refinancing might also make sense if you want to change the type of loan; for example, if you have an adjustable-rate mortgage (ARM) and interest rates rise, you may want to refinance with a fixed-rate loan.
We can tell you more about the various refinance options available to you.
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The team at Chestnut Hill walked my clients through every step of the mortgage process. They helped find the best type of mortgage to fit my client's needs. They were very patient with my first-time buyers and gave them information they could understand to help them make the right decisions. It is always a relief to me when my buyers choose Trident Mortgage as I know the transaction will run smoothly right to the day of settlement.~ B.N.